Frequently Asked Questions
Buying or selling a home comes with many questions, and having clear answers makes the process easier and less stressful. This FAQ section was created to give you quick guidance on the most common topics clients ask about when working with Robin St. Clair.
Here you will find helpful information on financing, preparing your home for sale, timelines, market conditions and more. Whether you are a first time buyer, a growing family, or a homeowner planning your next move, these answers are designed to help you feel more confident and informed.
Of course, every real estate journey is unique. If your question is not listed here or if you would like more personalized advice, Robin is always available to provide one on one guidance. Reach out anytime for professional support and local expertise.
Buying a Home
Guidance for first-time and experienced buyers, from financing and inspections to choosing the right neighborhood.
How do I start the home buying process?
How do I start the home buying process?
Begin by getting pre-approved for a mortgage, then explore available homes that fit your budget and lifestyle.
What does pre-approval mean?
What does pre-approval mean?
It is a lender’s confirmation of how much you can borrow, giving you a clear budget and stronger offers.
How much do I need for a down payment?
How much do I need for a down payment?
Typically 3 – 20% of the purchase price, depending on the loan type and lender requirements.
What are closing costs?
What are closing costs?
These are fees for inspections, appraisals, title services and lender charges, usually 2–5% of the purchase price.
How long does it take to buy a home?
How long does it take to buy a home?
Most purchases close within 30 – 60 days once an offer is accepted.
Should I buy a new construction or an existing home?
Should I buy a new construction or an existing home?
It depends on your goals. New builds offer modern features, while existing homes may have more character and established neighborhoods.
Can I buy a home with bad credit?
Can I buy a home with bad credit?
Yes, but options may be limited. Robin can connect you with trusted lenders who specialize in different credit situations.
Do I need a home inspection?
Do I need a home inspection?
Yes, inspections help uncover hidden issues and protect your investment.
What is earnest money?
What is earnest money?
It is a deposit that shows your commitment to buying a home, credited back at closing.
How do I know which area is right for me?
How do I know which area is right for me?
Robin provides insight into neighborhoods, schools and market trends to help you choose the best fit.
Selling a Home
Tips and advice on pricing, staging and marketing to help you sell your home quickly and successfully.
When is the best time to sell my home?
When is the best time to sell my home?
Spring and summer are often busiest, but with the right strategy, you can sell successfully year-round.
How do I determine my home’s value?
How do I determine my home’s value?
Robin offers free home valuations and professional appraisal services to give you an accurate price.
What should I do before listing my home?
What should I do before listing my home?
Declutter, clean, stage key rooms and make minor repairs to boost appeal.
Do I need to stage my home?
Do I need to stage my home?
Staging helps buyers picture themselves living there, often leading to quicker sales at higher prices.
How long will it take to sell my home?
How long will it take to sell my home?
On average, homes sell within 30 – 90 days, depending on market conditions and pricing.
What costs are involved in selling?
What costs are involved in selling?
Expect agent commissions, closing costs, and potential repairs or updates.
Should I make renovations before selling?
Should I make renovations before selling?
Focus on updates that increase value, like fresh paint, landscaping and kitchen improvements.
How do showings work?
How do showings work?
Buyers schedule visits, and Robin coordinates viewings while respecting your schedule.
Can I sell my home if I still owe on my mortgage?
Can I sell my home if I still owe on my mortgage?
Yes, proceeds from the sale will go toward paying off the loan balance.
Do I need to be present during showings?
Do I need to be present during showings?
No, it is best to let buyers tour freely with Robin guiding them.
General Real Estate & Working with Robin
Answers about local markets, investment options and what makes working with Robin a trusted choice.
How do I start the home buying process?
How do I start the home buying process?
Begin by getting pre-approved for a mortgage, then explore available homes that fit your budget and lifestyle.
What does pre-approval mean?
What does pre-approval mean?
It is a lender’s confirmation of how much you can borrow, giving you a clear budget and stronger offers.
How much do I need for a down payment?
How much do I need for a down payment?
Typically 3 – 20% of the purchase price, depending on the loan type and lender requirements.
What are closing costs?
What are closing costs?
These are fees for inspections, appraisals, title services and lender charges, usually 2 – 5% of the purchase price.
How long does it take to buy a home?
How long does it take to buy a home?
Most purchases close within 30 – 60 days once an offer is accepted.
Should I buy a new construction or an existing home?
Should I buy a new construction or an existing home?
It depends on your goals. New builds offer modern features, while existing homes may have more character and established neighborhoods.
Can I buy a home with bad credit?
Can I buy a home with bad credit?
Yes, but options may be limited. Robin can connect you with trusted lenders who specialize in different credit situations.
Do I need a home inspection?
Do I need a home inspection?
Yes, inspections help uncover hidden issues and protect your investment.
What is earnest money?
What is earnest money?
It is a deposit that shows your commitment to buying a home, credited back at closing.
How do I know which area is right for me?
How do I know which area is right for me?
Robin provides insight into neighborhoods, schools and market trends to help you choose the best fit.
